Three rails, one platform. Mwami lane, pre-cleared.
Zambia is Malawi’s busiest cross-border trade partner — and the next deep-localisation market for Letts. Airtel Money + MTN MoMo + Zamtel Kwacha first-class. ZMW native pricing. Mwami-border AfCFTA freight pre-cleared. Lusaka team build-out under way.
Three rails plus the Mwami trade lane
The Malawi-Zambia cross-border lane is one of SADC’s busiest. Letts treats Zambia as a deep-localisation market, not a feature flag.
Three mobile-money rails
Airtel Money + MTN MoMo + Zamtel Kwacha first-class. Plus card and bank transfer. The 70%+ of Zambian retail payments natively.
ZMW pricing
Prices, invoices, taxes, P&L all in Zambian kwacha. ZRA-compliant tax invoicing. Mineral Royalty Tax handling for mining-sector merchants.
BoZ engagement track
Engaged with the Bank of Zambia on Payment Service Provider licensing. Integration with the National Financial Switch (NFS) on the roadmap.
Local Lusaka team
Onboarding and support team build-out planned for Lusaka. English plus Bemba and Nyanja support over time. Same time zone as Malawi (the cross-border lane is busy).
Lusaka · Kitwe · Ndola · Livingstone
Pilot rollout across Zambia’s major commercial hubs. Hardware shipping via the Mwami border (24-hour ETA from Letts Lilongwe).
SADC + Malawi trade lane priority
Zambia is Malawi’s largest cross-border trading partner. Letts Trade has the Mwami / Chirundu / Kazungula border posts as priority freight relationships. AfCFTA tariff routing built in.
Zambia is Malawi’s busiest border.
Letts is headquartered in Malawi. Zambia is our highest-volume cross-border trade partner — same depth of mobile-money integration, currency, compliance, and language commitment as in our home market. Always built locally, never imposed.
Zambia questions
Airtel Money · MTN MoMo · Zamtel Kwacha · ZRA / VAT · BoZ licensing · Mwami trade lane · Copperbelt.
Letts is in pilot stage in Zambia as of 2026. We’re onboarding a controlled cohort of merchants while we finalise BoZ licensing and complete the three-operator mobile-money integration. The Malawi-Zambia cross-border lane is already live for trade.
Let’s digitise your business.
Sign up free, no credit card needed. Pair LettsPOS with payments, inventory, and storefronts — all from one dashboard.