How fast can we go to market?

White-label LettsPOS goes live in 90 days from contract signature. Embedded SDK in 30 days. Most banks ship a pilot in under 6 months.

What revenue share are we offering?

Custom — based on volume, market, and exclusivity. Talk to our partnerships team for specifics.

Can we white-label everything or just some products?

Either. Most banks white-label LettsPOS only and link out for ERP/storefronts/marketplace. Some white-label the entire platform — we’ll architect a config that fits.

How does compliance work?

Letts is PCI-DSS Level 1. KYC/AML hooks plug into your existing stack — Trulioo, Refinitiv, internal tools, etc. Audit logs exportable in standard regulator formats.

Do you support our regulator’s licensing requirements?

We work with regulators across Africa (Reserve Bank of Malawi, CBN Nigeria, CBK Kenya, etc.) and have established licensing patterns. Tell us your jurisdiction; we’ll show what’s in place.

For Banks & Fintechs

Ship merchant services in 90 days, not 18 months.

White-label LettsPOS hardware and software. Daily settlement APIs. PCI-DSS Level 1. Embedded SDK for your banking app. Built for African banks and fintechs that need to move fast.

Talk to Partnerships View API Docs

Isometric scene showing fintech infrastructure — payment rails, dashboards, embedded SDK

Pain → solved

What banks and fintechs hit when they enter merchant services

Building this from scratch is what crushed the last three banks that tried. Letts has the infrastructure already.

Today

Building merchant services from scratch takes 18 months and $5M+. Customers want it now.

With Letts

White-label LettsPOS goes live in 90 days. Your brand, our infrastructure. Onboard merchants from day one.

Today

Onboarding merchants is paper-heavy: KYB takes weeks, hardware delivery is unreliable, support is reactive.

With Letts

Digital KYB workflows configured to your bank’s policies. Hardware drop-shipped from regional hubs in 48–72 hours. Tier-1 support included.

Today

PCI-DSS Level 1, KYC, AML, regulator audits. Compliance overhead crushes pace.

With Letts

Letts ships PCI-DSS Level 1 certified. KYC/AML hooks plug into your existing compliance stack. Audit logs exportable to regulators.

Today

Your mobile banking app needs in-app payment acceptance. Competitors are rolling theirs out.

With Letts

Letts Pay embedded SDK — drop into your iOS / Android / web banking app. Your customers transact, you keep the relationship.

Bank / fintech-specific

Capabilities purpose-built for licensed financial institutions

White-label LettsPOS

Your brand on the hardware and the software. We provide the platform; you own the customer.

Daily settlement API

REST + webhook API for merchant settlements. Reconcile via API, not spreadsheets.

KYC / AML / KYB hooks

Plug into your existing compliance stack. We do the merchant onboarding flow; you keep the regulator-facing data.

Embedded SDK

iOS, Android, Web — embed Letts Pay in your own banking app with a few lines of code.

PCI-DSS Level 1

Certified at the highest level. Card data tokenised; you never store raw PANs.

Multi-tenant by design

Run multiple sub-brands (e.g. retail bank + SME bank + microfinance arm) on one Letts instance.

“We had a 12-month merchant-services roadmap. With Letts, we shipped to pilot in 4 months, full launch in 8. Onboarded 600 merchants in the first quarter post-launch.”

Northern Star Bank

Programme Director, Merchant Services

Tier-2 Bank · East Africa

4 mo

Pilot live (vs 12 mo plan)

600+

Merchants onboarded Q1 post-launch

$2.1M

Saved vs. build-it-ourselves